Resources

CHAPA Affordable Homes Listing
The Citizens' Housing and Planning Association (CHAPA) was created with the mission to encourage the production and preservation of housing that is affordable to low and moderate-income families and individuals and to foster diverse and sustainable communities through planning and community development.
 

CHAPA helped create the Massachusetts Affordable Housing Law (Chapter 40B), which was developed so that families and individuals with low and moderate incomes could find safe and affordable homes in every city and town in the Commonwealth. CHAPA, through MyMassHome, has created an Affordable Homes Listing search tool that has listings of homes being sold below market rate at discounted prices for income-eligible households. 

For more information, click this link here: https://www.chapa.org/housing-and-courses 

CEDAC Home Modification Loan Program
The Home Modification Loan Program (HMLP) was established to assist homeowners and small landlords to fund the necessary changes to keep the disabled or elderly families in their own homes and communities.

More information about the program and how to apply: https://cedac.org/hmlp/

CEDAC is a public-private community development finance institution that provides financial resources and technical expertise to community-based and other non-profit organizations engaged in community development in Massachusetts. CEDAC is also active in state and national housing preservation and supportive housing policy research and development.

LEO Inc.
LEO Inc. provides a safety net of services for at-risk, low-income families, stabilizing them for the short term while investing in a long-term, two-generation approach to education that promotes economic independence and family stability.  They partner with individuals, children and families in Lynn, Lynnfield, Marblehead, Nahant, Saugus, Swampscott, and Wakefield to increase participation in programs that maximize their potential. Together they demonstrate that it is possible to break the cycle of poverty and move forward.

LEO’s signature programs are Early Head Start and Head Start, early education and care for children from birth to 5 years; home heating fuel assistance; and energy conservation and safety services that keep homes safe and efficient for residents. LEO’s intake and referral process ensures that our clients have access to the full complement of services for which they qualify, which also include supplemental food distribution, emergency rent and utility assistance, English language and financial literacy classes, VITA income tax preparation, and other programs that improve an adult’s ability to be an effective caregiver and head of household.

For more information please contact LEO Inc at 781-581-7220 or at https://leoinc.org   

Lynn Housing Authority and Neighborhood Development (LHAND)
As the lead administrative agency for the Continuum of Care,  Lynn Housing Authority and Neighborhood Development (LHAND) located at 10 Church Street in Lynn, MA provides direct services and housing assistance. LHAND is also the Regional Residential Assistance For Families in Transition (RAFT) administration agency for Essex County.  RAFT is a state funded homelessness prevention program that gives short term financial assistance to low-income families who are homeless or at risk of becoming homeless. RAFT helps families that are behind on rent, mortgage payment, or utility bills and also helps families who have to move but do not have enough money to pay for a security deposit, utility start up costs, or fist and last month’ rent.

For more information please contact LHAND at 781-581-8600 or at http://www.lhand.org/